Enquiry Form

Click here to download the latest DirectLine Finance Business Loan Application Form.

If you would prefer to complete this application form online, please complete the form below.

BUSINESS LOAN APPLICATION

Please complete the application, sign the Privacy Consent and return to  Directline Finance Pty Ltd together with the Application Fee.

An appointment with our lending staff will be arranged for you to discuss the various loan options for your Business.

General Conditions

• I warrant that all the facts and information provided to Directline Finance Pty Ltd in this application are true and correct and I hereby acknowledge that Directline Finance Pty Ltd in accepting the application has relied upon the truth and correctness of such facts.
• I authorize Directline Finance Pty Ltd to make any enquiries necessary in order for Directline Finance Pty Ltd to confirm the accuracy of information provided by me in this application.
• I acknowledge that the application fee, valuation fee, search fee and legal fees applicable to this application for finance are payable by me to  Directline Finance Pty Ltd I acknowledge that Directline Finance Pty Ltd will determine the rate of interest and security applicable to this loan application.
• I am not a bankrupt/undischarged bankrupt and have not assigned my assets for the benefit of creditors.
• I remain liable, regardless of any lenders mortgage insurance, for any shortfall if any secured property is sold and the proceeds do not cover what is owed to Directline Finance Pty Ltd.

Request for Finance

Your Name:
Your Email:
Your Telephone Number:
Your Company Name:
Amount of Loan required:
Loan Term:
Purpose of Loan:
Repayment Proposal:

Business Details

Full name of applicant (legal business entity)
Business Structure:	Company Partnership Sole Trader Trust
Date of Incorporation:
ACN:
Date Business Name registered
ABN:
Business Ownership:	Proprietors Shareholders Beneficiaries

Full Name:	Position: (eg Director)	Ownership %

Business Trading Address:
Postcode:
Postal Address:
Postcode
Phone
Fax
Email

Main business activity and brief history:

Summary of Business Financial Position

Balance Sheet

Details as at:
Current Assets
Current Liabilities
Non Current Assets
Non Current Liabilities
Fixed Assets
Total Liabilities
Intangible Assets
Total Assets
Equity

Schedule of existing commitments

	Commitment 1	Commitment 2	Commitment 3
Type
Lender
Balance
Repayments
Expiry

Loan Security

Mortgage Security

Address of Property being offered:
Description of building	Residential Commercial Other
Real property Description
Lot
Plan No:
Tenancy details (who, term, rental etc):
Estimated Value

Mortgages

Name of Lender	Amount Owing	Contact Name

 Mortgage Over Business Assets

Plant & Equipment
Stock – Raw Materials
Finished Goods
Trade Debtors (ex + 90 days)
Work In Progress:

Guarantee Security

Proposed Guarantors

Full Name	Relationship to Applicant	Amount of Guarantee

Other Security Offered

Other Security 1
Other Security 2

Business Owner/Director

Full Name:
Home Address:
Postcode:
Previous Address (if  above is less then 3 years):
Postcode:
Licence No:
Phone (h):
Email:
D.O.B:
Phone (w):
Phone (m):

Financial Position

ASSETS
Real Estate Assets
Address
Jointly owned with
Address
Personal Effects
Furniture & effects (insured value)
Jewellery (insured value)
Accounts (Bank,Credit Union,Build Soc.etc)
Organisation
Total Balance
Motor Vehicles
Model 1
Model 2
Make 1
Make 2
Investments (shares unit trusts etc)
Superannuation
Other assets
TOTAL ASSETS (A)
LIABILITIES
Mortgages
Name of Lender
Name of Lender
Notes
Credit /Store Cards
Card Type
Issuer
Cr Limit
Other Loans ( personal/car loans, finance company)
Lender
Type
Other debts
TOTAL LIABILITIES (B)
EQUITY (A – B)

CUSTOMER CONSENT (PRIVACY PROTECTION OF INFORMATION)

The Applicant(s) hereby each acknowledge and specifically agree with Directline Finance Pty Ltd. (hereinafter called “You”)

1. I/We hereby apply to you for a loan (commercial credit) as indicated in this Application and represent and warrant that the information is true and complete in every respect.

2. You may (under Section 18E(3)(c) and 18E(1) of the Privacy Act, 1988) give a credit reporting agency the following personal information about me/us:

1. Identify particulars (as permitted by the Privacy Commission’s determination issued under Section 18E(3) of the Act);
2. The fact that I/we have applied for credit and the amount;
3. The fact that you are a current credit provider to me/us;
4. Payments which become overdue more than 60 days, and for which collection action has commenced;
5. Advice that payments are no longer overdue;
6. Cheques drawn by me/us which have been dishonoured more than once;
7. In specified circumstances that in our opinion I/we have committed a serious credit infringement;
8. That the credit provided to me/us by you has been paid or otherwise discharged.

3. I/We consider it relevant to assess my/our Application for commercial credit (to be secured by a commercial mortgage over my/our goods), I/we(pursuant to Section18L(4) of the Privacy Act, 1988) agree to you obtaining a report about my/our commercial credit worthiness from a business which provides information about the commercial credit worthiness of persons.

4. You may (in accordance with Section 18N(1)(b) of the Privacy Act, 1988) give to and seek from any credit providers named in the “References” section of this application and any credit providers that may be named in a credit report issued by a credit reporting agency information about my/our credit arrangements.  I/we understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act, 1988.  I/we understand the information may be used for any of the following purposes;

1. To assess an application by me/us for credit;
2. To notify other credit providers of a default by me/us;
3. To exchange information with other credit providers as to the status of this loan with you where I/we are in default with other credit providers;
4. To assess my/our credit worthiness.

5. I/we will promptly advise you if there are any changes to the credit or personal information you hold on me/us.  I/we acknowledge that you rely on me/us to ensure that such information is kept up-to-date and complete, and no claim will be made against you where such information is found to be outdated, incomplete or inaccurate due to my/our default in so advising you.

6. Each and every one of my/our acknowledgments and agreements remain in force until I/we revoke them by written notice to you after (but not before) discharging all liability owing by me/us to you in full.

7. That the full benefit of the acknowledgments and agreements shall also pass to the party (if any) to whom my/our liability may be assigned to you.

8. I/we acknowledge that this Application for Commercial Credit has been completed in my/our presence on my/our behalf on my/our specific instruction.

Click here to confirm your acceptance of the above Terms and Conditions

The applicant(s) acknowledge(s) that all personal information is collected and retained by Directline Finance Pty Ltd at the request of the applicant(s) for the purposes of and incidental to the assessing of any loan application, the administering of any credit contract and the general operation of the business.  The applicant(s) authorize(s) any agency to provide Directline Finance Pty Ltd with such information as it may require from time to time, and also authorize(s) Directline Finance Pty Ltd to disclose to any agency details of any dealings with or while any money is outstanding to Directline Finance Pty Ltd but otherwise shall remain valid until revocation in writing by the applicant(s) received.